Featured Article

5 Easy Steps to Help You Get Your Kids Ready to go Back to School

Girl Geting ready to go Back to School

Establish a routine. There is nothing worse than sending a blood shot eyed teen off for their first day of school. Sleep is essential for success. As a mom or dad you know that. The first step to helping you ease back into that perfect sleep to school to play routine is a strict schedule that starts a couple weeks before school starts. This will make the first day a breeze. Make sure you are waking your kids up in plenty of time to eat, get dressed, and chat before everyone has to rush out the door.

2. Get a calendar of school events. Summer has been a breeze. A couple summer camps and very little structure has been a nice break, but get ready for the whirl wind called the school year to begin. With all the happenings you are going to need a calendar. Start early by listing all the days your kids get off school and take from a week to week basis from there. There is nothing worse than forgetting a school recital. Try your child's school website for a calendar of the years events, if it isn't there don't be afraid to call the school.

3. Go school shopping. But before go school shopping, don't forget to take a second and plan what you actually need to purchase before school begins. Many teachers have a very specific list of supplies needed so don't get too excited about the lists you are finding all over the internet and at the stores. Some are very helpful, but don't purchase it all and find your child's teacher has an entirely different list.

4. Gather your child's records. Registration for school can be a hassle. Before you dive in, check the school's website for a list of documents needed to register. If there isn't a list online, try calling the school to find out so you can be fully prepared when you arrive at the school on registration day.

5. Arrange transportation. Whether you plan on sending little jonny on a bus, with your neighbor, or in your mini van, you need to discuss and plan your child's transportation to school so that everyone understands. Car pools are wonderful, but they can also be terrible if you don't communicate. Plus you don't want your son or daughter to be waiting hours after school for a ride because he or she didn't get the memo.

Getting ready for your children to go back to school can be a hassle. Plan ahead and get yourself ready without the stress.

Budget: 5 Easy Ways to to Budget your Money this Year.

Budget

1. Track your expenses. For a month or so track all of your expenses. This is not necessarily every penny and purchase you make, but mostly it is important to see what you are spending your money on. There are many ways to do this. You could use a notebook and write down your expenses, you could use your online banking system to track purchases - if your bank has one, you could use your checkbook, or even use your PDA. Taking a month to evaluate your spending is key to finding out where your money is going every month.

2. Personalize Your Monthly Spending. Budgeting should be about how you live, what you need money for, and is all about you. Your budget is going to be different than someone else's. There are many different ways to go about it. Some people use the old fashioned envelope system, you know, where you place money into different envelopes designated for different expenses like bills, entertainment and extra spending categories. If you aren't a cash person, use your credit cards, just be sure you pay them off every month so you don't have to pay excessive interest rates. You have to do what works for you.

3. Use Mind Games. In order for you to be successful you have to consider how your mind works and trick it into staying on your budget. A couple of examples could be: only go to the ATM once a week instead of everyday, or as soon as you make a credit card purchase subtract it from your check book. If you know you spend a lot of money on a certain item like clothes or shoes - don't tempt yourself, ect.

4. Make Someone Else Save for You. Don't save at the end of the month, there will never be any money left. Have an employer or bank take from your account right off the top every month. This will allow you to forget about that money - you won't even be tempted. You will be able to spend the rest of your money without guilt.

5. Budget for something specific. If you have something you are saving for: a car, a vacation, or your children's college fund, it is going to be a lot easier to stay on your budget. Sit down with your spouse, or other family members and set specific financial goals. This will give you a support system that is always a critical key element to success.

ShopWilla Blog

Join our email list!

And get emails with tips and strategies for your family.
Name:
Email: